NCJ Number
104061
Date Published
1985
Length
56 pages
Annotation
This manual for Canadian police investigators explains the credit card system, its abuse by criminals, investigative methods, and aspects of prosecution.
Abstract
The explanation of the credit card system identifies card issuers, issuing criteria, aspects of merchants' participation in the credit card system, procedures for handling card loss, and who bears the responsibility for financial losses from credit card fraud. The use of cards for electronic banking is also explained. Profiles of credit card abuse encompass the obtaining of cards for fraud and the operation of a credit card ring. The discussion of investigative methods includes brief statements of the roles of private investigators employed by credit card companies and of public police. Other aspects of the investigation covered are the role of forensic experts and the obtaining of evidence through handwriting analysis, searchers, surveillance, and the use of informers. Guidelines for the prosecution of credit card abuse focus on the selection of appropriate charges and the assembly of supporting evidence. The guide relates typical fact situations to charges derived from the fact and relevant criminal statutes. The discussion of the trial addresses trial goals, disclosure, the prosecutor's case, the general presentation of evidence, and documents and computer product evidence. The review of sentencing encompasses range and alternatives, restitution and compensation, aggravating factors, and the prosecutor's role. Also considered are relevant sections of Canada's criminal code and Evidence Act and the wording of charges. 21-item bibliography.