NCJ Number
124259
Date Published
1988
Length
20 pages
Annotation
After examining the nature and extent of insurance-related crime, this paper examines the prevention and control of such crime, including international problems, needs, and solutions regarding insurance-related crime.
Abstract
Some of the insurance-related crimes listed are murder by beneficiaries, fake injuries or disabilities, fake deaths, fake accidents, kickbacks for false claims, false thefts, staged accidents, and arson for profit. Some of the obstacles to the effective prevention and control of insurance-related crime are outlined in the areas of criminal justice, business, government regulation, and social policy and public opinion. Actions to prevent and control insurance-related crimes and abuses focus on criminal justice measures, business measures, and government/legislative measures. Criminal justice measures encompass crime prevention, detection, suppression, investigation, apprehension, prosecution, and treatment. Additional criminal justice actions are incentives for citizen reporting, "sting" programs, 100-percent case management systems, crime analysis/link analysis techniques, and the extension of felony charges to co-conspirators or accomplices. Some of the business measures are personnel training, incentives/disincentives, screening profiles, customer training and assistance, customer incentives, and limiting insurance sales by zone. Some government/legislative actions are the creation of government special investigative units, immunity laws for insurance agencies, and legal limits on punitive damage awards. 17 references.